Financial Policy

Before scheduling dental treatment, we will provide you with a printed treatment plan explaining your dental needs and the fees involved. One of our Santa Cruz Dental Team members will go over this treatment plan with you.

Senior Discount

A 5% discount is available to patients 65+ excluding procedures involving lab or materials cost when payment is made with cash, personal check, or a debit card with a P.I.N.

Payment Options

  • Cash: This includes money orders and checks
  • Credit Card: We accept Visa, MasterCard, and Discover
  • CareCredit: A financing plan offered as a separate line of credit, CareCredit offers 0% financing and flexible extended payment plans.

Payment is due in full the same-day treatment is provided.

For our Patients with Dental Insurance

We accept most dental insurance plans which allow you to see the dentist of your choice. 

If you have other dental insurance but need assistance with determining whether or not you can use those benefits in our office, we will do the research for you. Many local employers are in our system, and we may be able to provide you with your benefit information immediately.

We do provide courtesy billing to your insurance carrier but ultimately, you are responsible for all fees associated with your dental care. We will provide you with a treatment plan and an estimate of your co-payment prior to scheduling treatment.

Please, be prepared to pay your estimated co-payment at the time of your appointment unless other financial arrangements are made in advance.

Please Note

Due to life events sometimes we find ourselves without dental insurance benefits. Some things can be put off, but when it comes to dental pain, no-one should have to suffer because of a loss of dental insurance. If financial concerns are preventing you from scheduling your necessary dental care, please don’t hesitate to call. We will find a way to work with your financial situation.

Financial Questions

If you have any questions regarding payment options and our financial policy, please contact us directly by phone: 831-464-8286 or by e-mail: [email protected]

820 Bay Avenue, Suite 250, Capitola, CA 95010

Phone: (831) 464-8286

Office Hours

MON 9:00 am - 1:00 pm, 2:00 pm - 5:00 pm

TUE Closed

WED 9:00 am - 1:00 pm, 2:00 pm - 5:00 pm

THU Closed

FRI 8:00 am - 5:00 pm

SAT - SUN Closed

Get in Touch

Email: [email protected]

Call: (831) 464-8286